3CORE
is a private, non-profit corporation that
works in the Tri-County region to partner
with small businesses to meet their business
goals. At 3CORE we act as a financial
“go-between” for small businesses
and the financial capital they need. Unlike
traditional financial institutions, our team
surrounds financing with mentoring and perspective
to best serve our clients. Our mission is
to cultivate healthy business because people
matter.
Three
Core Services.
Financing.
Our goal is to help businesses obtain reasonable
capital that will help a business grow in a
healthy direction and be manageable for them
to repay at an affordable cost and in a practical
amount of time.
Mentoring.
No one is merely an account number at 3CORE
because we believe that people matter and we
get to know each business. We recognize that
most small business owners don’t come
with a fancy business pedigree, so we offer
both formal and informal mentoring services
that offer tools and strategies best suited
to a business owner’s need.
Perspective.
Ultimately, what we offer is a unique vantage
point. We are not an institutional lender and
we are not a fellow small business owner. We
have a neutral, not-for-profit business that
allows us to offer counsel without undo concern
for our own personal or corporate gain.
A
Global Crisis. We are in the midst of a credit
crisis: the need for more accessible capital
and institutions willing to lend.
Banks
should have plenty to lend given the federal
bailout. In light of declining business sales,
squeezed profit margins, and collapsing collateral
values, lending is at a virtual standstill.